AI Financial Diligence Β· ProPublica Β· IRS

FiscalScope

AI-powered financial diligence for grantmakers and nonprofits. Form 990 data Β· ProPublica Β· IRS Master File Β· Cited ratios. All conclusions are traceable β€” no black-box scoring.

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I'm a Grantmaker

Analyze any nonprofit's financial health using public 990 data. Get AI-generated ratios, trend analysis, and follow-up questions β€” without making funding decisions for you.

Start Analysis β†’
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I'm a Nonprofit

Generate your financial narrative once and share it with multiple funders. Never re-enter data into funder forms again.

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How It Works

1

Search

Find any nonprofit by name or EIN from 1.6M IRS-registered organizations.

2

Fetch 990 Data

ProPublica Nonprofit Explorer provides full Form 990 financials β€” free, public, no API key required.

3

Calculate Ratios

Six financial ratios calculated from the latest two filings for year-over-year trend analysis.

4

AI Report

Qwen2.5:14b generates a cited narrative β€” all conclusions linked back to source ratios.

Financial Ratios Analyzed

Program Efficiency
Program Expenses / Total Expenses
Goal: β‰₯ 75%

Measures the share of spending that directly advances mission.

Operating Reserve
Net Assets / Total Expenses
Goal: β‰₯ 25%

Months of runway available if revenue drops unexpectedly.

Debt Ratio
Total Liabilities / Total Assets
Goal: ≀ 30%

Leverage level and long-term solvency risk indicator.

Fundraising Efficiency
Fundraising Expenses / Total Revenue
Goal: ≀ 15%

Cost to raise each dollar β€” lower is leaner.

Revenue Growth (YoY)
(Current βˆ’ Prior Revenue) / Prior Revenue
Goal: β‰₯ 5%

Year-over-year trajectory of total organizational revenue.

Expense Growth (YoY)
(Current βˆ’ Prior Expenses) / Prior Expenses
Goal: ≀ 5%

Rate at which cost structure is expanding versus revenue.

Design Principles

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Human-in-the-Loop

AI synthesizes data; humans make all funding decisions. No recommendations are generated β€” only facts, ratios, and questions to ask.

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Cited Analysis

Every AI statement is linked to a specific ratio via [citations]. Follow the chip to the source data instantly.

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Override Capability

Reviewers can override any ratio with custom values β€” useful when you have more recent data than ProPublica.